Hadrian

Glossary

What is the case lifecycle?

The case lifecycle is the structured set of stages a credit application moves through from first contact to final disposition: intake (collect the application and documents), verify (confirm the information), decide (render a credit decision with documented reasoning), and close (execute the transaction or notify the applicant). It is how Hadrian models every deal as a governed, auditable unit of work.

The four stages

Intake: the application and supporting documents arrive, are captured, and are routed for processing. Verify: key claims (identity, business standing, bank data, revenue) are checked against evidence. Decide: a credit decision is made, reasons are recorded, and any required notices are triggered. Close: the transaction is executed and the case is sealed with its full audit record.

Each stage has defined inputs, outputs, and hand-off criteria. That structure is what makes the process reviewable — an examiner can open any case and see where it was, who touched it, and what was decided.

Why structure matters

Ad-hoc processes — deals worked through email threads, spreadsheets, and phone calls — produce inconsistent outcomes and sparse records. The case lifecycle replaces that with a common frame: every deal goes through the same stages, and the record at each stage is the same shape.

FAQ

Case Lifecycle — common questions

What happens when a case is denied?

At the decide stage, a denial triggers the adverse action workflow — recording specific reasons, starting the notice clock, and capturing the evidence that supported the decision.

Can stages be customized?

Yes. Hadrian lets operators configure the stages and steps within them to match their workflow and product type — while preserving the consistent audit record that each stage produces.

Related

Loan origination system (LOS) Adverse action notice

The institution around the intelligence

See Hadrian run your case lifecycle — intake to close, every decision audited.

Governance-native case processing for lenders and regulated teams.

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Educational information, not legal advice. Verify current regulatory requirements with qualified counsel.